Natural Capital

We all have a role to play in protecting the Earth’s natural resources and the countless ways in which they make human life possible. It is therefore vital that we monitor the impacts the Bank’s activities have on Natural Capital.

Our 2023 results

We take care of the environment promoting the shift to a low-carbon economy and containing our environmental footprint

c.€19bn

environmental lending volumes since beginning of 2022*

*Data includes ESG-linked lending

28%

reduction in own GHG emissions (scope 1 and 2, market-based) vs 2021

90.4%

electricity consumption from renewable energy²

Our targets

15%

ESG lending penetration at 2024¹

Net Zero

own emissions by 2030

Net Zero

portfolio emissions by 2050

1. KPI calculated as ESG new production including environmental, social and sustainability linked lending, divided by MLT loans new production in given year.

2. Data refers only to buildings where energy consumption invoices are in UniCredit’s name.

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Natural Capital

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